Life Planning 4 Special Needs
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Privacy Policy

Life Planning 4 Special Needs  ·  Effective Date: May 20, 2026

Table of Contents

  1. 1. Introduction
  2. 2. Information We Collect
  3. 3. How We Use Your Information
  4. 4. Email Communications & CAN-SPAM Compliance
  5. 5. SMS Text Message Communications & TCPA Compliance
  6. 6. How We Share Your Information
  7. 7. Cookies & Tracking Technologies
  8. 8. Data Retention
  9. 9. Your Rights
  10. 10. Third-Party Links
  11. 11. Children's Privacy
  12. 12. Data Security
  13. 13. Changes to This Privacy Policy
  14. 14. Contact Us

1. Introduction

Life Planning 4 Special Needs ("we," "us," or "our"), operated by Brian Stephens, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit checklist.lp4sn.com (the "Site") and submit information through our lead capture forms. By using the Site, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use the Site.

2. Information We Collect

We collect the following categories of personal information when you voluntarily submit our forms: • First Name — to personalize our communications with you. • Email Address — to send you the requested checklist and follow-up email communications. • Mobile Phone Number — if you opt in to SMS flash alerts, to send you text message communications. • Consent Records — we log your consent choices (email opt-in and/or SMS opt-in) along with a timestamp for compliance purposes. • Source / UTM Parameters — we may record how you arrived at the Site (e.g., from a social media ad) to measure marketing effectiveness. We do not collect sensitive personal information such as Social Security numbers, financial account numbers, or health records through this Site.

3. How We Use Your Information

We use the information we collect for the following purposes: • To deliver the requested resource — sending you the D-SNP Eligibility Checklist you requested. • Email marketing communications — sending you our weekly Wealth Insights Newsletter and related educational content about Medicare, Medicaid, D-SNPs, and financial planning strategies, consistent with your consent. • SMS text message communications — if you opted in, sending you flash alerts and time-sensitive updates via SMS, consistent with your TCPA consent. • Follow-up communications — contacting you by email, phone, or text to discuss your eligibility, answer questions, or schedule a discovery call. • Business operations — maintaining records, improving our services, and complying with legal obligations. • Analytics — understanding how visitors use the Site to improve its performance and content.

4. Email Communications & CAN-SPAM Compliance

We comply with the CAN-SPAM Act. Every marketing email we send will: • Clearly identify Life Planning 4 Special Needs and Brian Stephens as the sender. • Include a valid physical mailing address: 10711 Old Sycamore Loop, Land O Lakes, FL 34638. • Include a clear and conspicuous unsubscribe mechanism. • Honor opt-out requests within 10 business days. To unsubscribe from email communications at any time, click the "Unsubscribe" link in any email we send, or contact us directly at [email protected].

5. SMS Text Message Communications & TCPA Compliance

If you provided your mobile phone number and checked the SMS consent box, you expressly consented under the Telephone Consumer Protection Act (TCPA) to receive recurring automated marketing text messages from Life Planning 4 Special Needs. • Message frequency: Varies based on market conditions and relevant updates. • Message and data rates may apply depending on your carrier plan. • To opt out: Reply STOP to any SMS message at any time. You will receive a confirmation and no further messages will be sent. • For help: Reply HELP or email [email protected]. Consent to receive SMS messages is not a condition of any purchase or service. Opting out of SMS will not affect your email subscription or any other services.

6. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes. We may share your information only in the following limited circumstances: • Service providers: We use third-party tools (such as Google Sheets and email marketing platforms) to store and process your data on our behalf. These providers are contractually obligated to protect your information and use it only as directed by us. • Legal compliance: We may disclose your information if required by law, court order, or governmental authority. • Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction, subject to the same privacy protections.

7. Cookies & Tracking Technologies

Our Site may use cookies and similar tracking technologies to improve your browsing experience and analyze Site traffic. These may include: • Session cookies — temporary cookies that expire when you close your browser. • Analytics cookies — used to understand how visitors interact with the Site (e.g., pages visited, time on site). You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the Site may not function properly without cookies.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. If you request deletion of your data, we will honor that request within 30 days, subject to any legal retention requirements.

9. Your Rights

Depending on your state of residence, you may have the following rights regarding your personal information: • Access: Request a copy of the personal information we hold about you. • Correction: Request that we correct inaccurate or incomplete information. • Deletion: Request that we delete your personal information, subject to certain exceptions. • Opt-out of marketing: Unsubscribe from email or SMS communications at any time. To exercise any of these rights, contact us at [email protected] or by mail at the address below. We will respond within 30 days.

11. Children's Privacy

This Site is intended for adults (parents, guardians, and caregivers) seeking information about benefits for their dependents. We do not knowingly collect personal information directly from children under the age of 13. If you believe we have inadvertently collected such information, please contact us immediately.

12. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Effective Date" at the top of this page. We encourage you to review this policy periodically. Continued use of the Site after any changes constitutes your acceptance of the updated policy.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: Brian Stephens, Financial Advisor Life Planning 4 Special Needs 10711 Old Sycamore Loop Land O Lakes, FL 34638 Phone: (352) 741-9721 Email: [email protected]
Life Planning 4 Special Needs

© 2026 Life Planning 4 Special Needs. All rights reserved.

Life Planning 4 Special Needs · Brian Stephens, Financial Advisor · (352) 741-9721 · 10711 Old Sycamore Loop, Land O Lakes, FL 34638 · [email protected]

Call Us: (352) 741-9721